Financial Sanity Now is a Los Angeles based debt relief company that specializes in the following:
Credit Card Negotiations
FSN is able to assist clients with their credit cards by lowering interest rates and stretching payments for a 5 year period or by settling out what is owed for a fraction of the original debt owed.
Settlements on Large Debt
FSN can help you settle your debt for as low as 20% of what you owe if you have a loan you've fallen delinquent on, whether it's a 2nd, 3rd home mortgage, a business loan or even a car loan.
Credit Repair
FSN has been able to help our clients fix their credit by guiding them with our knowledge and speaking to the three main credit reporting bureaus directly to negotiate on their behalf.
First Mortgage Negotiations
FSN has been able to lower an existing mortgage interest rate while proposing a new amortization of the original loan to a 30 or 40 year stretch which usually lowers monthly payments by hundreds or thousands of dollars.
Other Mortgage Negotiations
FSN has helped to negotiate a more affordable payment by proposing new terms including a lower interest rate along with a stretched out maturity date or settle the amount owed for a fraction of the balance.
Short Sales
FSN can assist you with a short sale on your property when your mortgage balance is greater than the market value of the home. We have a partnership with a licensed broker who can also assist in receiving seller relocation.
Lease Negotiation
For over 15 years, we have negotiated commercial and residential lease payments.
Equity Line
We can lower your interest rate or settle for a fraction of what was initially owed.
Medical Debt Negotiation
Medical costs are extremely expensive, that's why we're here to help negotiate on your behalf.
We have specialists waiting to help.
Call now
A Video About Us
Listen to client testimonials
FSN has helped thousands of people overcome their debt, why hesitate and build up more debt?
Read Our ReviewsWhy Choose Us
We genuinely enjoy helping people become debt free. Because of this, we are the best at what we do and we offer the most competitive prices. We are by far the most affordable in our industry. Don't take it from us, take it from our numerous satisfied customers and 5 star reviews. We can reduce your interest rates to as little as 0%.
Services
FinancialSanityNow is a company that specializes in credit card debt negotiations, mortgage negotiations and all other financial debt burdens. FSN also offers public services such as radio broadcasts, podcasts and social networks for people with similar issues. Let us take on your financial stress so you don’t have to worry.
What You Get
A team of financial experts that you can meet with in person, call, text or email to go over strategies to save you the most money. We will cordinate with your bank on your behalf to lower your interest rates, improve your credit score and even settle your debt. We have 15 years of experience helping others settle their credit card debt.
What Clients Say?
We bought our small Los Angeles home in 2005 with 20% down when the housing prices were very high. It is old and quirky and everything is crooked, but we like it just the same. In September 2010 our house was appraised well under the purchase price. We had lost our down payment and owed much more than the house was worth. Allen managed to negotiate a short sale which saved us financially.
Dear Allen, I was noticing the calendar today and you know what April 2013 used to mean to me? The month that we would have lost the house if it weren’t for you. April 2013 was when the 7 year Interest Only ARM would revert to amortized missing principal squeezed into the remaining 23 years. We just can’t thank you enough.
Dear Allen: I just wanted to let you know how incredibly grateful and thankful my family and I are to you for saving my Mother’s home from foreclosure. Since day one of our initial phone consultation, you’ve been knowledgeable, up front, thorough, extremely patient, and easy to talk to. The fact that my family had so much to lose, you made us realize how important the house was to save.
