Financial Sanity Now is a Los Angeles based financial consulting company that specializes in the following:

Credit Card Negotiations

FSN is able to assist clients with their credit cards by lowering interest rates and stretching payments for a 5 year period or by settling out what is owed for a fraction of the original debt owed.

Settlements on Large Debt

FSN can help you settle your debt for as low as 20% of what you owe if you have a loan you've fallen delinquent on, whether it's a 2nd, 3rd home mortgage, a business loan or even a car loan.

Credit Repair

FSN has been able to help our clients fix their credit by guiding them with our knowledge and speaking to the three main credit reporting bureaus directly to negotiate on their behalf.

First Mortgage Negotiations

FSN has been able to lower an existing mortgage interest rate while proposing a new amortization of the original loan to a 30 or 40 year stretch which usually lowers the monthly payment by hundreds, sometimes thousands of dollars per month.

Other Mortgage Negotiations

FSN has helped to negotiate a more affordable payment by proposing new terms including a lower interest rate along with a stretched out maturity date or settle the amount owed for a fraction of the balance.

Short Sales

FSN can assist you with a short sale on your property when your mortgage balance is greater than the market value of the home. We have a partnership with a licensed broker who can also assist in receiving seller relocation funds so that you can get the most back from your investment.

Lease Negotiation

For over 15 years, we have negotiated commercial and residential lease payments.

Equity Line

We can lower your interest rate or settle for a fraction of what is owed.

Medical Debt Negotiation

Medical costs are extremely expensive, that's why we're here to help negotiate on your behalf.

We have specialists waiting to help.
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Listen to real testimonials.

FSN has helped thousands of people overcome their debt, why hesitate and build up more debt?

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Why Choose Us

We genuinely enjoy helping people become DEBT FREE. Because of this, we are the BEST at what we do and we offer the most competitive prices. We are by far the most affordable in our industry. Let us take on your financial stress so you don’t have to worry about it.


FinancialSanityNow is a company that specializes in Credit Card Negotiations, Mortgage Negotiations and all other financial debt burdens. FSN also offers public services such as radio broadcasts and social networks for people with similar issues: DEBT.

What You Get

A team of financial experts that you can meet with in person, call, text or email to go over strategies to save you the most money.

Recent Posts


California Wipes Out $58.6M in Student Debt

The state of California will be paying off $58.6 million in student loans this year for 247 physicians who, in exchange, committed to serve a greater percentage of the state’s poorest and frailest residents.

National Debt is a Consequence

Because a national debt of this size is an inevitable consequence of the crisis decisions made by those in power during the economic crash and the aftermath of it.

Client Testimonials

Dear Allen: I just wanted to let you know how incredibly grateful and thankful my family and I are to you for saving my Mother’s home from foreclosure. Since day one of our initial phone consultation, you’ve been knowledgeable, up front, thorough, extremely patient, and easy to talk to. The fact that my family had so much to lose, you made us realize how important the house was to save.

Terry Williams Client

Dear Allen, I was noticing the calendar today and you know what April 2013 used to mean to me? The month that we would have lost the house if it weren’t for you. April 2013 was when the 7 year Interest Only ARM would revert to amortized missing principal squeezed into the remaining 23 years. We just can’t thank you enough.

Wendy Horowitz Client

We bought our small Los Angeles home in 2005 with 20% down when the housing prices were very high. It is old and quirky and everything is crooked, but we like it just the same. In September 2010 our house was appraised well under the purchase price. We had lost our down payment and owed much more than the house was worth. Allen managed to negotiate a short sale which saved us financially.

Cindy Ann Bader Client

I Frank Cornejo, Captain of my fire station, have been dealing with the corruption of Bank of America, my mortgage servicer for my home loan for almost two years. Without the help of Allen Lissauer and his team of professionals at Advanced Economic Strategies (AES), I would not have been able to negotiate a fair mortgage and loan. Thank you so much Allen!

Frank Cornejo Fire Captain

I first heard about Allen and AES from a family member who told me how AES had helped save their home from foreclosure. I called Allen to set up an appointment in early April of 2012. At this point I had already a foreclosure sign taped on my front door. Allen managed to save my home and I can’t thank him and his team enough. They are very professional.

James Hagopian Client

Dear Mr. Lissauer, I would like to take this opportunity to thank you and your staff for assisting me in securing a home modification. You were referred to me by Leslie Struthers, Vice President of Mortgage Lending with Guaranteed Rate in Chicago. Her experience with Advanced Economic Strategies (AES) had been very positive, and she helped me thoroughly with my home modification.

Ginger K Ridings Client

I had what HUD called a predatory loan on my home of 38 years. I was failing financially, and about to go into foreclosure. My son had recommended a company called Advanced Economic Strategies (AES) to me. They had helped my son (Steven), with a loan modification on his home. They took care of me and saved my home. Just another success story. I am so grateful and so is my son.

Paul Q. Rheinschild Client

Before we couldn’t afford our mortgages because of the fact, that we have two small children, limiting my wife’s ability to generate income with her being the primary caregiver for our children. After Advanced Economic Strategies (AES) worked with me and my family we were able to afford our mortgage with a new interest rate.

Steven and Deirdre Walters Clients